What is Sezzle

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How Does Sezzle Work?

Sezzle is a payment solution that empowers you to “Buy Now and Pay Later” with simple, interest-free installment plans. Sezzle breaks down the total cost of your purchase into smaller payments, spread over at least six weeks. As little as 25% is due at the time of the purchase, with the remaining amount spread out over equal installments (typically three), each two weeks apart. No interest or processing fees are charged to you – as long as you pay everything off on time, you only pay for what you ordered!


Once you’re ready to check out, select Sezzle as a payment method, you will be prompted to create an account, please complete this step. When you complete a purchase, we will ship your order out immediately!

It works similarly to PayPal Pay in 4 and Affirm. When you’re ready to check out, choose it as your payment method. You’ll need to enter some personal details, and the service will run a soft credit check.

Once you’re approved, you’ll make the first of four interest-free installment payments immediately. Then, you’ll make three more equal installments every two weeks for the next six weeks. You can choose to connect a bank account, debit card, or credit card to make your installment payments.

How much does Sezzle approve you for?

Adding another debit card or a credit card can help us better understand your repayment ability, which can help get orders approved! it has a $2500 limit. If you’re a first time user of Sezzle, you may not be approved for the full $2500. Over time using it successfully, your limit will increase.

What happens if you never pay Sezzle?

If you don’t pay, you’ll receive reminders, and you will be charged a late fee of $10. They encourage you to make your payments on time because missed payments can have a negative impact on your limits and your ability to use it in the future.

Can you use Sezzle at Walmart?

The most important question that everyone ask, can I use sezzle at Walmart or can I use sezzle virtual card at walmart? Unfortunately, you cannot use other popular services such as Afterpay, Zip to finance your purchases since these are not affiliated with Walmart as of 2021.

However, Walmart does offer coupons and discount codes. You can use Walmart coupons to unlock discounts at their website

AfterPay, Sezzle, Afterpay, and Affirm are not accepted at Home Depot.

what is sezzle virtual card

The Sezzle Virtual Card is a contactless card that a shopper can use to make purchases in installments at any merchant that accepts this form of payment. It is stored in the shoppers mobile wallet to make checkout a fast and easy experience.

Virtual payment cards are debit or credit cards that exist entirely online but can be used in the same way as any other payment method. You receive a unique 16-digit card number, plus your expiration date and CVV. You can use your Sezzle Virtual Card at select Sezzle merchants just like you would use your normal credit or debit card — over the phone, online, and even in person as long as you have the card details.

When you create a Sezzle account, you will have the option to generate a Sezzle Virtual Card. It acts as a debit card for the merchant, but we create a Sezzle payment plan for your purchase on the back end where 25% of the order total is due at the time of purchase, and the remaining installments are due every two weeks over the next six weeks.

When you sign up and are approved for the Sezzle Virtual Card, we let you know right away what your limit is – we calculate your limit based on a soft credit check, as well as the information you provide at sign-up. Your credit score is not affected by this soft credit check.

The Sezzle Virtual Card allows you to purchase from select retailers online and in-store, with only 25% of the order total due up-front. When you use your Sezzle Virtual Card, the total order amount will be divided into four equal payments, spread out over six weeks total. Your first payment is due at the time of checkout and will be charged to the default payment method linked to your Sezzle account. The remaining three payments will be scheduled over the course of six weeks, with a payment due every two weeks.

Is it easy to get approved for Sezzle?

Joining Sezzle Up is easy. You should see the following when you log into your dashboard. Simply click “join now” to get started.

Does Sezzle automatically take payments out?

Sign up or login with the bank account you would like to use. … it will schedule automatic payments over six weeks, interest-free. 5. Pay in four equal instalments every two weeks with zero interest.

Is Sezzle bad for your credit?

The company does confirm your identity and run a soft credit check, but that doesn’t affect your credit score. A standard account doesn’t report to the credit bureaus. Therefore, your loan payments or missed payments have no impact on your FICO score, unless you have chosen to join Sezzle Up.

How long does it take to get your money from Sezzle?

We transfer the funds from orders to your account when orders are placed. The date those funds are sent to your bank account depends on your specific application – the most common settlement period is 3 business days.

Which stores accept sezzle

Letting go of a chunk of change all at once can be a challenge, especially if the purchase wasn’t exactly planned in your budget. With Sezzle, you can divide purchases into four payments over a six-week period, easing the burden on your wallet. And the best part? You’ll never pay any interest.

The only catch is that you need to be able to pay off the total within six weeks — and the store you’re shopping at must be partnered with Sezzle. The good news? The list of merchants that offer Sezzle financing is quickly growing.

Top 10 Stores that Accept Buy Now Pay Later

  • GameStop. Shop the latest in electronics, gaming cards, screens, video games, consoles and more. …
  • Bass Pro Shops. …
  • Thursday Boot Company. …
  • Monos Luggage. …
  • Target. …
  • HalloweenCostumes.com. …
  • Fun.com. …
  • Yaasa Adjustable Furniture.

How do I use Sezzle on Amazon?

Simply select as your payment method during checkout. You’ll be asked to provide some basic information about yourself. It will secure the checkout using a one-time password that is sent via SMS text to the mobile number you provide.